Rigathi Gachagua Says Kenyans Who Are buying Ruto's Affordable Houses Will Start Paying Rent Once He Becomes President in 2027

Former Deputy President Rigathi Gachagua has vowed to scrap the housing levy and refund all deductions made under the government’s Affordable Housing program if he is elected president in 2027. 

He said the move will restore the dignity of the payslip and give Kenyans back their lost purchasing power.

Speaking during a church service in Nyeri on Sunday, September 14, 2025, Gachagua said Kenyans earning Ksh50,000 could receive up to Ksh38,250 in refunds, which represents more than four years of housing levy contributions. 

He described the current deductions as a financial burden imposed on workers without proper benefits.

“The government has raided your payslips, and many people struggle to make ends meet,” Gachagua said. 

“If I am elected, I will restore the dignity of your income and ensure everyone who contributed to the housing levy gets repaid.” 

Under the Affordable Housing Act of 2024, employers deduct 1.5 percent of an employee’s salary, while employers contribute another 1.5 percent, making a total of 3 percent.

Gachagua argued that the scheme has not delivered on its promises and accused President William Ruto of misleading Kenyans about the initiative’s benefits.

To address the situation, Gachagua proposed transferring all completed housing units to county governments. The counties would then collect rent from occupants and reimburse contributors, ensuring that those who paid into the scheme benefit directly.

“The country is facing economic challenges, and it is time to reset,” Gachagua added. “We must protect citizens’ earnings and make sure government programs work for the people, not just the leaders.”

He also outlined plans to improve other public services, including reviving the National Hospital Insurance Fund (NHIF) and overhauling university funding. 

He said these steps are part of a broader economic reset to restore Kenya to a stronger financial position.

Gachagua’s announcement comes amid growing criticism of the current administration’s handling of housing and public funds.